Riverside Credit Union is a not-for-profit, member-owned, financial co-operative that exists for the benefit of a group of members who share a common bond. Riverside Credit Union was set up over a quarter of a century ago by the people of Speke and Garston in Liverpool. Starting out in various pubs, clubs, societies and church halls in the Speke and Garston area, we moved into our current premises in April 2014 where we continue to grow.
It is Riverside Credit Union’s mission to provide every member with access to reasonably priced financial services and encourage the development of good financial practice.
All the members of the Credit Union are owners of the Credit Union. If you save with us, then you ‘own’ Riverside Credit Union.
Riverside Credit Union is run and organised by the members themselves along with elected officers. All Credit Unions are registered in accordance with the Credit Unions Act 1979 and regulated by the Financial Conduct Authority (FCA).
At present Riverside Credit Union has more than 4,600 active members. Membership is increasing each month.
Anybody who lives or works in a Liverpool postcode area can request membership.
Yes, we charge a fee of £5.00. This covers the administration and the issue of your Engage Card. It also helps towards the cost of membership of our trade organisation, the Association of British Credit Unions Ltd (ABCUL), which supplies us with support on policy and development. We don’t charge an annual fee.
Yes. We are bound by the terms of the Data Protection Act, which means all transactions are confidential and all information about you is secure. All officers and volunteers who work at Riverside Credit Union have signed a declaration of confidentiality, so all members’ information is kept totally confidential at all times.