How to Make a Complaint

We aim to offer our members a high quality of service at all times. However, if you feel you have been let down, or you are unhappy with the service you have received please tell us about it, and we will do our best to put things right.

We will provide you with a copy of our internal complaints procedure on request.

You can make your complaint known to us in the following ways:

What we will do

We want to resolve your issues as quickly as possible, however, more complex problems may involve conducting an investigation.
We will review your complaint in a fair, impartial and timely manner.

Within 3 working days from the date your complaint was received

If your complaint has not been satisfactorily resolved, you will receive a written letter from us confirming that your complaint is being looked into.

Within 8 weeks from the date your complaint was received

All our complaints should be resolved within 8 weeks and you will receive a copy of the resolution in writing for your records.

If this is not possible within 8 weeks, we will write to you to let you know why we have not resolved your issues and when we expect to issue you with a final response.

Your rights – Financial Ombudsman Service (FOS)

If you are unhappy with the resolution we offer, or we have not provided a resolution within 8 weeks from the date we received your complaint, you can escalate your complaint to FOS.

FOS is an impartial organisation that mediates on complaints between companies and their customers. Their contact details and guidance for complaints are below:


Telephone Number
0300 123 9123 or 0800 023 4567

Postal Address
Financial Ombudsman Service
Exchange Tower
E14 9SR